Blog Posts
Hospital Observation versus Admitted – What’s Covered?
If you’re staying overnight in the hospital, you’re an inpatient. If you’re at the hospital receiving care for the day, you’re an outpatient. Right? .... Wrong. According to Medicare.gov, “You're an inpatient starting when you're formally admitted to the hospital...
NEEDY MEDS – Find Help with Rx costs (based on income)
Use the Federal Poverty Level (FPL) Calculator to determine your eligibility for Prescription Assistance Programs found on NeedyMeds.org to receive free or discounted medications. Other ways to save on your healthcare cost on NeedyMeds: Use the NeedyMeds Drug Discount...
NEED MORE COVERAGE FOR DENTAL? It’s here!
Check out GUARDIAN DENTAL ..... Dental Insurance, Vision Insurance, Identity Theft/Identity Guard, and Telemedicine Coverages 1. Careington Discount Dental and Vision Plan with EyeMed Vision2. Delta Dental3. Renaissance Dental4. Guardian Dental (age 50 + only) ... you...
Turning Living Rooms Into Senior Centers
“Highly interactive in-home technology brings the (senior) center to you–possibly for free.” “Exercise classes, art therapy, tech education, good conversation. Senior centers provide a lot of value to people who might otherwise be spending most of their time alone....
Inflation Reduction Act for 2025 – Why the Reduced Benefits?
GOOD NEWS! …. The “Donut Hole” is going away – The new Rx total annual out-of-pocket is $2,000 There will be a lot of changes for 2025 and some changes you may not like. It is due to the Inflation Reduction Act. As I understand it, this new Act is a progressive 3...
For the first time, in 2025, A Payment Plan to Pay For Your Medications
NEW – PRESCRIPTION DRUG PAYMENT PROGRAM (called M3P) There are lots of changes coming up in 2025. One of them is part of the Inflation Reduction Act (referred to as the M3P): Medicare Prescription Payment Plan For the first time, beginning in 2025, the prescription...
LOOK FOR EACH SEPTEMBER – Annual Notice of Coverage (ANOC)
As the Annual Enrollment Period (October 15th to December 7th) draws closer, your Medicare Advantage Plan or Part D plan, is required to mail the Annual Notice of Coverage (ANOC) documents to their members by the end of September, annually. What are these documents,...
Do All Veterans receive VA Healthcare Benefits?
MEDICARE SECTION– Do all Veterans receive VA Healthcare benefits? Eligibility for VA healthcare and types of coverage.
HEALTH SECTION – New Cancer TEST – $1000 Can Detect Cancer in People Over 50
Difference Between COLONOSCOPY: Screening vs. Diagnostic – and what you pay
MEDICARE SECTION– Difference Between COLONOSCOPY: Screening vs. Diagnostic – and what you pay
HEALTH SECTION – TIPS: How To Clean Anything – Naturally
WHY DO MY MEDICATIONS COST SO MUCH?
For some of my clients the cost of prescription coverage is through the roof.