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Does Medicare Cover Dental, Vision, and Hearing? Here’s What You Need to Know

by specificityinc | Jul 3, 2026 | Health Coverage, Medicare

Original Medicare (Part A and Part B) does not cover routine dental care, routine eye exams, or most hearing services. However, many Medicare Advantage plans do include these benefits — and knowing the difference could save you thousands of dollars per year. What Does...

How to Enroll in Medicare: Deadlines, Penalties, and Everything You Need to Know

by specificityinc | Jul 2, 2026 | Enrollment, Medicare

You can first enroll in Medicare during your Initial Enrollment Period (IEP), which is a 7-month window that begins 3 months before the month you turn 65, includes your birthday month, and ends 3 months after. Missing this window without qualifying for a Special...
Medicare Advantage vs Medigap: Which Plan Is Right for You?

Medicare Advantage vs Medigap: Which Plan Is Right for You?

by specificityinc | Jul 1, 2026 | Healthcare, Medicare

If you’re trying to choose between Medicare Advantage and a Medicare Supplement (Medigap) plan, here’s the key difference in one sentence: Medicare Advantage replaces your original Medicare, while a Medigap plan supplements it. Both help cover costs that...

How & When to File a Medicare Appeal When a Claim is Denied

by Admin | May 26, 2026 | Health Coverage, Medicare

If you received a notice saying Medicare denied payment, you have the right to appeal. An appeal is a formal request you make if you disagree with a coverage or payment decision. Always check your Medicare Summary Notice (MSN) to see if Medicare has paid for your...

How Does Medicare Cover Medical Outside The U.S. ?

by Admin | Apr 7, 2026 | Health Coverage, Medicare

Medicare usually doesn’t cover medical care outside the U.S. and its territories. However, Original Medicare and Medicare Advantage Plans must cover care you receive outside the U.S. in some very limited certain circumstances: • Medicare will pay for emergency...

Medicaid cuts in the “One Big Beautiful Bill Act”

by Admin | Sep 9, 2025 | Healthcare, Medicaid, Medicare

Today’s newsletter examines the changes to Medicaid, their potential impact, and the political and legal challenges to the new bill. The majority of these changes will affect non-disabled adults age 18-64, so those age 65 and over don’t need to panic, but some of the...
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Recent Posts

  • Does Medicare Cover Dental, Vision, and Hearing? Here’s What You Need to Know
  • How to Enroll in Medicare: Deadlines, Penalties, and Everything You Need to Know
  • Medicare Advantage vs Medigap: Which Plan Is Right for You?
  • How & When to File a Medicare Appeal When a Claim is Denied
  • How Does Medicare Cover Medical Outside The U.S. ?
  • Can your own Social Security benefit grow while collecting a survivor benefit?
  • THE DISEASE FUND (TAF) – providing financial assistance
  • Medicaid cuts in the “One Big Beautiful Bill Act”
  • PROTECT YOUR MEDICARE ID # – Medicare Scams Identified & How to Report Fraud
  • Medicaid and Medicare cover hospice care for people who qualify.

*Medicare is a highly regulated industry that requires anyone who sells Medicare Advantage plans (Part C), Medicare Supplement plans (Medigap), or Prescription Drug plans (Part D) needs to be licensed in the state they are selling or enrolling people who are eligible for Medicare.

Theresa Cangemi is a licensed agent.

CMS (Centers for Medicare & Medicaid Services) New Disclaimer 2022
Every plan may not be available in your area. Any information provided is limited to those plans that are offered in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Theresa’s Disclaimer: I do offer Medicare insurance plans from many different companies.
The available insurance plans will depend on your state, zip code, and eligibility.

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