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Inflation Reduction Act for 2025 – Why the Reduced Benefits?

by Admin | Oct 30, 2024 | Insurance, Medicare

GOOD NEWS! …. The “Donut Hole” is going away – The new Rx total annual out-of-pocket is $2,000 There will be a lot of changes for 2025 and some changes you may not like. It is due to the Inflation Reduction Act.  As I understand it, this new Act is a progressive 3...

For the first time, in 2025, A Payment Plan to Pay For Your Medications

by Admin | Sep 20, 2024 | Drug Costs, Medicare, Prescriptions

NEW – PRESCRIPTION DRUG PAYMENT PROGRAM (called M3P) There are lots of changes coming up in 2025.  One of them is part of the Inflation Reduction Act (referred to as the M3P): Medicare Prescription Payment Plan For the first time, beginning in 2025, the prescription...

LOOK FOR EACH SEPTEMBER – Annual Notice of Coverage (ANOC)

by Admin | Aug 19, 2024 | Drug Costs, Health Coverage, Healthcare, Insurance, Medicare, Prescriptions

As the Annual Enrollment Period (October 15th to December 7th) draws closer, your Medicare Advantage Plan or Part D plan, is required to mail the Annual Notice of Coverage (ANOC) documents to their members by the end of September, annually. What are these documents,...

Do All Veterans receive VA Healthcare Benefits?

by Admin | Jul 11, 2024 | Health Coverage, Healthcare

       Newsletter from Theresa Cangemi @ Retirement Health Plans Made Simple (sm)     The Medicare Insurance Lady Celebrating since 2008 as a Medicare Insurance Specialist(This Is NOT A Government Newsletter) 📧 tcangemi@RetirementHPMS.com 📱 Cell: 315.727.4933   New...

Difference Between COLONOSCOPY: Screening vs. Diagnostic – and what you pay

by Admin | Jun 1, 2024 | Health Coverage, Healthcare, Insurance, Medicare

Newsletter from Theresa Cangemi @ Retirement Health Plans Made Simple (sm) NOW LICENSED: New York and Florida The Medicare Insurance Lady Celebrating since 2008 as a Medicare Insurance Specialist(This Is NOT A Government Newsletter) 📧 tcangemi@RetirementHPMS.com 📱...
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*Medicare is a highly regulated industry that requires anyone who sells Medicare Advantage plans (Part C), Medicare Supplement plans (Medigap), or Prescription Drug plans (Part D) needs to be licensed in the state they are selling or enrolling people who are eligible for Medicare.

Theresa Cangemi is a licensed agent.

CMS (Centers for Medicare & Medicaid Services) New Disclaimer 2022
Every plan may not be available in your area. Any information provided is limited to those plans that are offered in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Theresa’s Disclaimer: I do offer Medicare insurance plans from many different companies.
The available insurance plans will depend on your state, zip code, and eligibility.

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