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“The Medicare Insurance Lady”

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Medicaid cuts in the “One Big Beautiful Bill Act”

by Admin | Sep 9, 2025 | Healthcare, Medicaid, Medicare

Today’s newsletter examines the changes to Medicaid, their potential impact, and the political and legal challenges to the new bill. The majority of these changes will affect non-disabled adults age 18-64, so those age 65 and over don’t need to panic, but some of the...

PROTECT YOUR MEDICARE ID # – Medicare Scams Identified & How to Report Fraud

by Admin | Aug 20, 2025 | Medicare, Senior Citizen

You might have heard me explain to protect your Medicare ID# on your Medicare cards. Your Medicare ID# is like your Social Security ID#. The same importance. Scammers will randomly make phone calls to sell you something. These items could be durable medical equipment,...

Medicaid and Medicare cover hospice care for people who qualify.

by Admin | Jul 22, 2025 | Medicaid, Medicare

The insured person has been given a life expectancy of six months or less by a physician. The care the person is receiving is comfort care only. The person has Part A in place. The person is enrolled in a Medicare-approved program. There’s no limit to how long you can...

Hospital Observation versus Admitted – What’s Covered?

by Admin | Jul 3, 2025 | Health Coverage, Healthcare, Insurance, Medicare

If you’re staying overnight in the hospital, you’re an inpatient. If you’re at the hospital receiving care for the day, you’re an outpatient. Right?  …. Wrong. According to Medicare.gov, “You’re an inpatient starting when you’re formally admitted to...

Inflation Reduction Act for 2025 – Why the Reduced Benefits?

by Admin | Oct 30, 2024 | Insurance, Medicare

GOOD NEWS! …. The “Donut Hole” is going away – The new Rx total annual out-of-pocket is $2,000 There will be a lot of changes for 2025 and some changes you may not like. It is due to the Inflation Reduction Act.  As I understand it, this new Act is a progressive 3...

For the first time, in 2025, A Payment Plan to Pay For Your Medications

by Admin | Sep 20, 2024 | Drug Costs, Medicare, Prescriptions

NEW – PRESCRIPTION DRUG PAYMENT PROGRAM (called M3P) There are lots of changes coming up in 2025.  One of them is part of the Inflation Reduction Act (referred to as the M3P): Medicare Prescription Payment Plan For the first time, beginning in 2025, the prescription...
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Recent Posts

  • Medicaid cuts in the “One Big Beautiful Bill Act”
  • PROTECT YOUR MEDICARE ID # – Medicare Scams Identified & How to Report Fraud
  • Medicaid and Medicare cover hospice care for people who qualify.
  • Hospital Observation versus Admitted – What’s Covered?
  • NEEDY MEDS – Find Help with Rx costs (based on income)
  • NEED MORE COVERAGE FOR DENTAL? It’s here!
  • Turning Living Rooms Into Senior Centers
  • Inflation Reduction Act for 2025 – Why the Reduced Benefits?
  • For the first time, in 2025, A Payment Plan to Pay For Your Medications
  • LOOK FOR EACH SEPTEMBER – Annual Notice of Coverage (ANOC)

*Medicare is a highly regulated industry that requires anyone who sells Medicare Advantage plans (Part C), Medicare Supplement plans (Medigap), or Prescription Drug plans (Part D) needs to be licensed in the state they are selling or enrolling people who are eligible for Medicare.

Theresa Cangemi is a licensed agent.

CMS (Centers for Medicare & Medicaid Services) New Disclaimer 2022
Every plan may not be available in your area. Any information provided is limited to those plans that are offered in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Theresa’s Disclaimer: I do offer Medicare insurance plans from many different companies.
The available insurance plans will depend on your state, zip code, and eligibility.

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