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“The Medicare Insurance Lady”

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LOOK FOR EACH SEPTEMBER – Annual Notice of Coverage (ANOC)

by Admin | Aug 19, 2024 | Drug Costs, Health Coverage, Healthcare, Insurance, Medicare, Prescriptions

As the Annual Enrollment Period (October 15th to December 7th) draws closer, your Medicare Advantage Plan or Part D plan, is required to mail the Annual Notice of Coverage (ANOC) documents to their members by the end of September, annually. What are these documents,...

Do All Veterans receive VA Healthcare Benefits?

by Admin | Jul 11, 2024 | Health Coverage, Healthcare

       Newsletter from Theresa Cangemi @ Retirement Health Plans Made Simple (sm)     The Medicare Insurance Lady Celebrating since 2008 as a Medicare Insurance Specialist(This Is NOT A Government Newsletter) 📧 tcangemi@RetirementHPMS.com 📱 Cell: 315.727.4933   New...

Difference Between COLONOSCOPY: Screening vs. Diagnostic – and what you pay

by Admin | Jun 1, 2024 | Health Coverage, Healthcare, Insurance, Medicare

Newsletter from Theresa Cangemi @ Retirement Health Plans Made Simple (sm) NOW LICENSED: New York and Florida The Medicare Insurance Lady Celebrating since 2008 as a Medicare Insurance Specialist(This Is NOT A Government Newsletter) 📧 tcangemi@RetirementHPMS.com 📱...

Protections From Ambulance Surprise Balance Bills – Proposed

by Admin | Mar 1, 2024 | Health Coverage, Healthcare

Newsletter from Theresa Cangemi @ Retirement Health Plans Made Simple (sm) NOW LICENSED: New York and Florida The Medicare Insurance Lady Celebrating since 2008 as a Medicare Insurance Specialist(This Is NOT A Government Newsletter) 📧 tcangemi@RetirementHPMS.com 📱...

WHAT!? Pharmacy told me my prescription is not covered!

by Admin | Feb 1, 2024 | Drug Costs, Health Coverage, Healthcare, Insurance, Medicaid, Medicare, Prescriptions

Newsletter from Theresa Cangemi @ Retirement Health Plans Made Simple (sm) NOW LICENSED: New York and Florida The Medicare Insurance Lady Celebrating since 2008 as a Medicare Insurance Specialist(This Is NOT A Government Newsletter) 📧 tcangemi@RetirementHPMS.com 📱...

PART D (prescription insurance) COPAYS TO COSTLY?  Ask For An Exception!

by Admin | Jan 10, 2024 | Drug Costs, Health Coverage, Insurance, Medicare, Prescriptions

There are many parts to a Medicare prescription drug (Part D) plan. There are your copays, the drug tiers, the drug copays, the annual deductible, the restrictions put on the type of drug you are taking (step therapy, quantity limits, and prior authorizations). So...
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Recent Posts

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  • Medicaid and Medicare cover hospice care for people who qualify.

*Medicare is a highly regulated industry that requires anyone who sells Medicare Advantage plans (Part C), Medicare Supplement plans (Medigap), or Prescription Drug plans (Part D) needs to be licensed in the state they are selling or enrolling people who are eligible for Medicare.

Theresa Cangemi is a licensed agent.

CMS (Centers for Medicare & Medicaid Services) New Disclaimer 2022
Every plan may not be available in your area. Any information provided is limited to those plans that are offered in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Theresa’s Disclaimer: I do offer Medicare insurance plans from many different companies.
The available insurance plans will depend on your state, zip code, and eligibility.

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