NO St. Joseph CONTRACTS YET – STILL!! & Turning Living Rooms Into Senior Centers

The Medicare Insurance Lady

Celebrating since 2008 as a Medicare Insurance Specialist

(This Is NOT A Government Newsletter)

📧 tcangemi@RetirementHPMS.com

MEDICARE SECTION

SOME CLIENTS MAY HAVE AN “SEP” IF YOUR PLAN IS TERMINATING December 31, 2025. YOU WILL HAVE ADDITIONAL TIME (to December 31st) TO CHOOSE ANOTHER INSURANCE PLAN (for 2025). I can still schedule you for a meeting to find another Medicare plan.

Contract negotiations for 2025:

• Still waiting on a contract with Excellus and St Joseph doctors/hospital

• Still waiting on a contract with Aetna and St Joseph doctors/hospital

There is ANOTHER ENROLLMENT PERIOD – “OEP”

(January to March 2025) – if these contracts are not agreed to and you want to change your Medicare insurance coverage.

Please call me for an appointment. See Below.

What is the good news?

There is another enrollment period called the Open Enrollment Period (OEP) which runs the first quarter of the year – January 1st to March 31st.

• You can only change from a Medicare Advantage plan to another Medicare Advantage plan during this time.
• You can also change from a Medicare Advantage plan to a Medicare Supplement/Medigap plan

If you make a plan change in January, your new Medicare Advantage plan starts February 1st.

If you make a plan change in February, your new Medicare Advantage plan starts March 1st.

HEALTH SECTION

“Turning Living Rooms Into Senior Centers”

“Highly interactive in-home technology brings the (senior) center to you–possibly for free.” 

“Exercise classes, art therapy, tech education, good conversation. Senior centers provide a lot of value to people who might otherwise be spending most of their time alone. And we know that’s important because social isolation is hazardous to mental and physical health.”

“But what happens when older adults don’t live near a quality senior center, can’t get themselves there, or just aren’t inclined to leave the comfort of home?”

“These days, we have the technology to bring the senior center to seniors, wherever they are, through in-home devices, personal robots, and live classes developed by and for older adults.” 

CLICK HERE to read more: http://blog.csa.us/2024/10/tech.html

Don’t be isolated this holiday season!

***************************************************************

I WANT TO WISH YOU ALL A JOYOUS HOLIDAY SEASON. MERRY CHRISTMAS ! 🎄⛪

May God Bless you this holiday season and for the New Year!

Theresa Cangemi

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