The Medicare Insurance Lady

Celebrating since 2008 as a Medicare Insurance Specialist

(This Is NOT A Government Newsletter)

📧 tcangemi@RetirementHPMS.com

📱 Cell: 315.727.4933

New Name: “RETIREMENT HEALTH PLANS MADE SIMPLESM”

MEDICARE SECTION–   Will EXCELLUS BCBS and FAMILY CARE MEDICAL GROUP Come To A Contract Agreement, By Year End?

HEALTH SECTION – RECIPE: Lentil Salad

ANNOUNCEMENT: NOW LICENSED in NY and Florida.

If you are moving and relocating to Florida, I can help you find a new Medicare insurance plan. Please give me a call. Referrals to friends and family are always welcomed and appreciated! 

Keep reading!

Theresa Cangemi CSA, CLTC

“The Medicare Insurance Lady” 

MEDICARE SECTION

Will EXCELLUS BCBS and FAMILY CARE MEDICAL GROUP Come To A Contract Agreement, By Year End?

In this months newsletter, I am writing about a contract negotiation between an insurance carrier and a medical provider. 

A client gave me a “heads up” this morning about a potential coverage issue with Excellus BCBS insurance plans if an agreement isn’t worked out by year end.

Patients are now being caught in the middle of another contract dispute between Excellus BCBS and Family Care Medical Group. This is the second time that Family Care Medical Group is putting pressure on Excellus BCBS. “Patients say they received a letter from the practice recently, notifying them of their intent to drop Excellus BlueCross BlueShield if a mutual agreement is not reached by December 31, 2024.”

 

There is a current coverage issue with WellNow Urgent Care not being

in-network. Now, a contractual agreement with Family Care Medical Group is “iffy” again.

 

Here is a video news clip from ABC “Your Stories”:   VIDEO: https://search.app/3kkX34nVQkWbphL57

 

TO MY CLIENTS: 

If you need to go to Urgent Care (WellNow) in New York, Excellus BCBS Medicare Advantage plans are PPO plans, which means you have coverage in-network and out-of-network. 

 

The out-of-network copay for urgent care is the same as the in-network copay. If WellNow won’t submit the bill or bill to Excellus for you then you can submit the paid bill to Excellus to request reimbursement. 

 

We will have to wait and see what happens with Family Care Medical Group.

 

The Annual Enrollment Period to make insurance changes is

October 15th to December 7th … annually.

HEALTH SECTION

New October 2022 CMS (government) REQUIRED disclaimer:

“Every plan may not be available in your area. Any information we provide is limited to those plans we do offer in your area.” “Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.” 

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Theresa’s disclaimer: I DO OFFER Medicare Insurance plans from MANY different insurance companies; in NY and Florida.

The available insurance plans will depend on your state, zip code, and eligibility.

* This article is for information purposes only. I don’t recommend, support, or diagnose any featured writer or article. I am not a doctor. Your health is one of a kind. What works for one person may not for another, so the information in these articles should not take the place of an expert opinion. Before making significant lifestyle or diet changes, please consult your primary care physician or nutritionist. You and your doctor will know your own health best.

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