About

Theresa Cangemi, Medicare Insurance Specialist, Independent Agent, and Consultant

With an extensive background and history in the insurance industry, Theresa Cangemi became a Medicare Insurance Specialist in 2008 in order to help the Medicare-eligible population understand the many facets of Medicare. Theresa provides personal service, educating clients to help them choose the right Medicare insurance plan for them. New York State and Florida licensed, Theresa is well-equipped to help clients navigate Medicare insurance plans, details, costs, penalties, and other confusing aspects of Medicare insurance choices in a non-threatening, sharing, and informative person-to-person process.

With so much constantly changing including information, picking a total Medicare insurance package can be intimidating. The plan should fit you: where you are now and where you will be in the future. It is very important to consider how a plan is comprised and to choose a plan that will fit your healthcare needs. The Annual Enrollment Period allows Medicare eligibles to change their Medicare insurance plan, if needed. Theresa Cangemi can help you pick the right Medicare insurance plan for you.

Theresa is also called upon to provide Medicare insurance seminars to non-profit agencies (employees and their clients), at senior centers and libraries, and she teaches at OCM BOCES. She is also available to be hired as a key-note speaker.

Theresa is licensed in the states of Florida and New York to consult and ENROLL clients into insurance plans in the following categories:

• Medicare Insurance:
  • Medicare Advantage (or Part C)
  • Medicare Supplement (or Medigap)
  • Prescription Drug plans (or Part D)
• Life Insurance
• Final Expense Insurance
• Long Term Care Insurance
• Dental Insurance
• Fixed Annuities
• Travel Insurance Coverage

Theresa is not a Medicare Insurance Specialist for one specific insurance company. Rather, she is a licensed independent agent/broker appointed by several insurance companies to offer their insurance plans. Theresa does not work for the federal government or insurance companies. She is an independent agent and a Medicare Insurance Specialist.

Consultations are given at no charge. She earns a commission based on a client’s enrollment in any of the insurance plans listed above, which is paid by the carrier and not the client.

Certified in Long Term Care (CLTC)

“The ‘Certified in Long-Term Care’ (CLTC) program is the long-term care insurance industry’s only independent professional designation. Created in 1999, the course is focused on the field of long-term care planning and provides legal, accounting, insurance and financial service professionals the critical tools necessary to address the subject matter with their middle-age clients.”

See website: https://www.ltc-cltc.com/

Search (at top): “Find a CLTC” to locate my participation.

AWARDS:

ARTICLES:

In 2020, Theresa Cangemi, President, Medicare Made Simple, LLC was chosen as one of six highly successful businesswomen in the area who have made a difference as a valuable member of the community. It provides their insight on what motivated them to start their own business and keys to their success. by Lou Sorendo

Oswego County Business magazine, August/September 2020

“Demistifying Medicare” article – November 2012 Issue

Today’s CNY Woman magazine article. November 2012.pdf

“Medicare Made Simple educates seniors about choices” – April 26, 2013 Issue

Business Journal article. reprint. April 26, 2013.pdf

‘Medicare Lady’ Helps Veterans and Others Navigate Medicare Coverage Options – May 2013 Issue

InGoodHealth article. reprint. May 2013.pdf

“Evolving In Her Career, Evolving with WBOC” – June 2013 Issue

Syracuse Woman magazine article. reprint June 2013. WBOCPg20.pdf

KEYNOTE SPEAKER:

Theresa Cangemi, CSA, CLTC, was the afternoon keynote speaker at the Dementia Care conference in May 2014.

A Syracuse-based business started in 2008 which helps a growing generation of retirees understand the Medicare system and their options and assists clients throughout NY State enroll into the right Medicare insurance plan that benefits their needs. Cangemi is a Medicare Insurance Specialist, an independent agent and consultant. Her clients affectionately call her “The Medicare Lady™.”

Theresa can be hired as a keynote speaker for your next event! CALL (office) 315.727.4933.

Key topic may include:

• Medicare Demystified
• CORPORATE: Employees Becoming Eligible For Medicare? Don’t know how to answer their Medicare insurance questions or how/when they should apply for benefits? Have your employees call me directly or we can setup a group seminar.

If you have other seminar topics you might be interested in, let’s talk!